Understand your loan before you sign for it.
Honest, clear calculators for mortgages, personal loans, car finance and debt. Type your numbers in — see what they really mean, in plain English.
Find the right calculator
for your decision.
Every calculator on MyLoanStats is built around a real question someone has asked their bank — and not gotten a straight answer to.
Mortgage
Find out what your monthly payment looks like — fixed, variable, or interest-only.
Personal loan
Compare options for home renovations, weddings, or unexpected expenses.
Car finance
HP, PCP or a personal loan — see the total cost before you sign anything.
Debt consolidation
See how rolling balances into one loan changes what you pay each month.
Refinance
Worth switching? Run the numbers on early-repayment fees and new terms.
Overpayments
See how an extra $50 a month changes your payoff date and total interest.
Student finance
Income-based repayments for UK & US loans — see how long it takes and if your balance gets written off.
Business
Term loans, SBA, equipment or a cash advance — see the true APR once fees and factor rates are counted.
Know your credit score before you apply
Partner link — we may earn a commissionBuilt for real decisions.
Three steps. No financial qualifications required.
Type in what you know
Loan amount, the rate you've been quoted, how long you'll pay it back. That's it.
See the real numbers
Monthly payment, total interest, total paid over the life of the loan.
Try 'what if'
Change the term, change the rate, add an overpayment. See how the numbers respond.
Run your first calculation in under thirty seconds.
No account. No email. Type your numbers and see what they mean.