Credit Card Payoff Calculator

Enter your balance, APR, and monthly payment to see exactly when you'll be debt-free — and how much the minimum payment trap could cost you.

Currency:

Current Balance (£)

Interest Rate (APR %)

Your Monthly Payment (£)

Minimum Payment % (default 2%)

↓ View results below

Your Credit Card Payoff Results

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Months to pay off at your payment

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Your Payment

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⚠ Minimum Only

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Payment + $50 Extra

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Total Interest at Your Payment

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Saved by Adding $50/month

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Total Interest at Minimum Payment

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Extra Cost of Minimum Payments

Minimum Payment Warning

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